فك الرهن News

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Laws & Regulations

The Traps of “Mortgage Assignment”: A Complete Financial and Legal Anatomy of Buying Bank-Mortgaged Property — and Who Receives the Deed After You Pay?

“Villa for assignment — no down payment!” — a full anatomy of the market’s most dangerous deals: why informal assignment by power of attorney is void and lethal, what actually happens to the deed after you pay cash (surprise: it returns to the seller, not you!), the three safe paths from the Real Estate Exchange to a Nafith promissory note, and a worked calculation showing how the “tempting discount” evaporates — a guide that protects your money before you sign.

Raghdan Holding Company

1319

Tips

The Mortgaged Property Explained 2026: What Is a Registered Real Estate Mortgage? And How to Buy a Bank-Mortgaged Property Legally and Safely Without Being Deceived?

A comprehensive legal guide to mortgaged property in Saudi Arabia: the concept of the mortgage and how it works for banks and finance companies, the legal rule for selling mortgaged property, the three safe purchase routes (lien release, direct payment to the lender via the debt statement, and debt transfer through a tripartite agreement), a complete worked scenario in numbers, and the buyer's seven-step shield against fraud.

Raghdan Holding Company

1271

Tips

Mortgage Loan Exemption for Deceased Borrowers in Saudi Arabia 2025: Conditions, Procedures, Rejection Cases, and Everything Heirs Need to Know

Comprehensive guide on mortgage loan exemption for deceased borrowers in Saudi Arabia. Includes exemption conditions, required documents, the 90-day deadline, difference between direct loans and subsidized financing, rejection cases due to medical disclosure, death exceptions, and electronic application steps for heirs.

Raghdan Holding Company

134,231