الرهن العقاري News

Latest real estate news and articles related to الرهن العقاري

Laws & Regulations

The Traps of “Mortgage Assignment”: A Complete Financial and Legal Anatomy of Buying Bank-Mortgaged Property — and Who Receives the Deed After You Pay?

“Villa for assignment — no down payment!” — a full anatomy of the market’s most dangerous deals: why informal assignment by power of attorney is void and lethal, what actually happens to the deed after you pay cash (surprise: it returns to the seller, not you!), the three safe paths from the Real Estate Exchange to a Nafith promissory note, and a worked calculation showing how the “tempting discount” evaporates — a guide that protects your money before you sign.

Raghdan Holding Company

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Laws & Regulations

Can Foreigners Get a Mortgage in Saudi Arabia? The Complete 2026 Guide: Conditions, Banks, and Taxes Step by Step

Yes — foreign residents can get home financing in Saudi Arabia. A complete guide covering everything: bank conditions, minimum salary and down payment, the new Non-Saudi Property Ownership Law, permitted zones, the Real Estate Transaction Tax and foreigner fees with a full worked example, and the journey from application to title deed.

Raghdan Holding Company

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Tips

The Mortgaged Property Explained 2026: What Is a Registered Real Estate Mortgage? And How to Buy a Bank-Mortgaged Property Legally and Safely Without Being Deceived?

A comprehensive legal guide to mortgaged property in Saudi Arabia: the concept of the mortgage and how it works for banks and finance companies, the legal rule for selling mortgaged property, the three safe purchase routes (lien release, direct payment to the lender via the debt statement, and debt transfer through a tripartite agreement), a complete worked scenario in numbers, and the buyer's seven-step shield against fraud.

Raghdan Holding Company

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Laws & Regulations

You Bought Land with a Mortgage and Can't Pay: How Many Installments Before the Bank Acts? Does It Need a Court Order? How Is the Property Sold and What Happens to the Price Difference?

A detailed comprehensive guide for everyone who bought property or land with a mortgage and fears default: loan basics, terms and ratios, how many late installments before bank procedures begin, whether the bank can seize property without courts, the execution court's role step by step, how the property is sold at public auction, what happens to the price difference whether surplus or deficit, bank-repossessed properties, and the restructuring solutions that save you before it's too late.

Raghdan Holding Company

9262

Analysis

How Interest Rates Impact Real Estate Prices in Saudi Arabia 2026: A Complete Scientific Guide

A simplified scientific guide explaining what interest rates are, why they rise and fall, and how they directly impact real estate prices in Saudi Arabia. Includes real numbers from SAMA and Saudi banks, plus 2026 forecasts based on accredited research.

Raghdan Holding Company

119,328

Tips

Why Does Property Valuation Differ Between Entities? Your Complete Guide to Understanding Real Estate Valuation in Saudi Arabia 2026

A comprehensive educational guide explaining real estate valuation in simple terms: What is valuation? What are its types and purposes? Why does it differ between banks, insurance, and sales? Who is responsible? And how to appeal if you're affected? Everything you need to know in one place.

Raghdan Holding Company

11589

Analysis

Mortgage Financing: When Is It a Blessing and When Does It Turn Into a Disaster? Complete Guide 2026

A comprehensive guide to mortgage financing in Saudi Arabia 2026. Learn when financing becomes a blessing that fulfills your homeownership dream and when it turns into a disaster that destroys your life. Real scenarios, shocking numbers, borrower mistakes, default penalties, and practical tips before signing.

Raghdan Holding Company

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